RICP®

Retirement Income Certified Professional®

Specialized expertise in retirement income planning

RICP® designees report significant improvements in their retirement planning knowledge.

What is the RICP®?

The Retirement Income Certified Professional® designation, or RICP®, gives you the practical, applicable knowledge to build sustainable, holistic, and integrated retirement income strategies for every client situation and income style covering elements including strategies for Social Security claiming, approaches to contain healthcare and long-term care costs, tools for estate and legacy planning, managing taxation, solutions for employee retirement plan savings, and investment and annuity products.

Our Proven Outcomes

RICP® DESIGNEES REPORT:

+71% higher growth in client retention

+54% higher growth in number of clients

+26% higher growth in earnings

+19% higher growth in production

+10% higher growth in client assets under management (AUM)

FUSE Research Network. The American College of Financial Services Designation Outcomes Study. 2024. Based on reported three-year growth compared to advisors with no designations.

0%

Say the RICP® improved their ability to offer clients retirement planning solutions

0%

Say the RICP® improved their client conversations

FUSE Research Network. The American College of Financial Services Designation Outcomes Study. 2024.

What Designees are Saying

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“I was absolutely amazed at the depth of the conversations regarding income planning, the fair and balanced comparisons of the different techniques, and the quality of the education overall. All serious financial planners should pursue an RICP® designation.”

—Eric Langenfield, RICP®, BPC

“I’ve got more value from my RICP® than from all of my other designations combined. I have extreme confidence in my planning and it allows me to help clients make the right decisions — decisions that will impact them decades from now.”

—Avshalom Gad, CFP®, RICP®, WMCP®, LLB, ChFC®, CLU®

“The RICP® designation is wonderful post-CFP® certification material for anyone that's interested in retirement distribution planning. I learned a lot of relevant information that I could apply immediately in my practice."

—Joseph Pearl, CFP®, RICP®

Review our programs in any order that aligns with your goals:

FSCP® →
WMCP® →
ChFC® →
CAP® →
CLU® →
ChSNC® →

A Legacy of Industry Leadership

Founded in 1927, The American College of Financial Services is the nation's largest nonprofit educational institution devoted to financial services professionals. Holding the highest level of academic accreditation, The College has educated over 200,000 professionals across the United States through certificate, designation, and graduate degree programs. Its portfolio of applied knowledge also includes just-in-time learning and consumer financial education programs. The College's faculty represents some of the foremost thought leaders in the financial services industry. Visit TheAmericanCollege.edu and connect with us on LinkedIn, Twitter, Instagram, Facebook, and YouTube. Discover all the ways you can expand your opportunities with us.

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The American College of Financial Services provides equal opportunity to students and employees, regardless of race, color, and national or ethnic origin. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

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